About StableHouse Tips | Who We Are & Editorial Policy

Page last reviewed: April 2026

Our mission

StableHouse Tips exists to fill a genuine gap in UK personal finance publishing. Most mainstream money media is driven by affiliate commissions — every article about savings accounts or home security products is effectively a referral machine. We built this site to be different: a single, carefully written, independently maintained resource with no products to sell and no commissions to earn.

Our focus is narrow by design. We cover two intersecting topics — household cash management and home security — specifically for UK readers. We cover them thoroughly, accurately, and without any commercial agenda. That's it.

Founded 2023

Based in United Kingdom

Audience UK residents

ICO Registration ZB[######]

The editorial team

StableHouse Tips is a small, focused editorial operation. Content is researched, written, and edited by a named team — not outsourced to content farms or generated automatically.

Margaret Holt

Editorial Director & Founder

Margaret founded StableHouse Tips after fifteen years writing about personal finance for UK consumer publications. Her particular interest is in the gap between what financial institutions tell consumers and what actually applies in practice — especially on subjects like insurance sub-limits and FSCS protection, where the fine print matters enormously.

BA Economics, University of Exeter
15 years in UK consumer finance journalism
Specialist in household finance and insurance policy
[email protected]

David Cairns

Financial Content Reviewer

David reviews our Tips content for factual accuracy, particularly around insurance industry practice, FSCS rules, and FCA regulatory matters. He has worked in UK financial services compliance and consumer education for over a decade, and brings practical knowledge of how policy terms are interpreted and applied in practice.

BSc Finance, University of Edinburgh
12 years in UK financial services
Background in compliance and consumer protection
Reviews key content annually or when regulations change

Editorial policy

Our editorial policy governs everything published on this site. It is not aspirational — it describes how we actually work.

What we commit to

No affiliate links. We earn nothing when you click any link on this site. None of our content is shaped by commission potential.
No paid placements or sponsored content. We do not accept payment for featuring, recommending, or mentioning any product, service, or organisation.
Named authorship. Every piece of content is written or edited by a named team member and reviewed by a named expert.
Primary sources. Statistics and regulatory information are attributed to named sources (ONS, FCA, FSCS, ABI, etc.) — not aggregated from other sites.
Corrections policy. If we get something wrong, we correct it promptly and note the correction. Readers can flag errors via our contact page.
No churnalism. We do not republish press releases or reproduce insurer marketing materials as editorial content.

How our content is produced

Topic identification & scoping We identify a specific question UK readers are trying to answer — not a keyword target. Topics come from reader enquiries, gaps in mainstream coverage, and regulatory changes that affect household finance.

Primary source research We go directly to primary sources: FCA registers, ONS datasets, FSCS official documentation, ABI industry data, and where relevant, individual insurance policy documents. We do not base factual claims on other consumer websites.

Editorial drafting Content is written by Margaret Holt and reviewed internally before publication. We aim for plain English — not financial jargon, not excessive hedging, and not filler copy to inflate word counts.

Expert review Financial or insurance content is reviewed by David Cairns before going live. His role is specifically to verify factual accuracy — particularly around policy terms, regulatory thresholds, and FSCS rules — not to approve the editorial line.

Publication & ongoing maintenance Published content includes a clear "last reviewed" date. We revisit key content at least annually, and immediately when relevant regulatory changes occur (for example, changes to FSCS limits or ABI industry averages).

Why we built this

The question of how much cash to keep at home is one that most financial media either ignores or handles badly. Articles that do exist tend to be sponsored by home security companies or riddled with affiliate links to safes and insurance comparison sites. We couldn't find a single UK resource that just told the truth about all the relevant factors — insurance limits, inflation, burglary risk, fire risk, and the alternatives — without an agenda.

That's what we set out to produce. One well-researched, honest, independently maintained Tips. If it helps UK households make better-informed decisions, it's done its job.

Corrections and feedback

We take accuracy seriously. If you notice a factual error, an outdated statistic, or anything that you believe is misleading, please contact us at [email protected] or via our contact page. We investigate every correction request and respond within 5–7 working days. Verified corrections are made promptly.

We are also genuinely interested in reader experiences and insights. If you have direct experience that contradicts or adds nuance to something on this site — particularly around insurance claim outcomes — we want to hear about it.

StableHouse Tips is an independent editorial resource based in the United Kingdom. We are not a financial adviser, insurance broker, or FCA-authorised firm. See our full disclaimer.